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it would be interesting to see that chart a bit fruther back.where was it in a really tight market like 2000?it seems to me that there is likely an interesting relationship between this ratio and wages.i would suspect that at high levels, wages would have downward pressure/be stagnant, but at a certain point there would be an inflection point at which upward wage pressure would become intense.also:what are they using as an unemployment series?it looks from the release like they are using u3, but that seems a bit tricky as most of the drop in that measure of unemployment has come from people being dropped out of the labor force because they are “no longer looking for work” and it also ignores a large number of “loosely attached” workers and those that are “part time for economic reasons”.
An interesting quoteisn then, is how the vacancy rate of apartment units is trending nationally; if rents are increasing, unemployment decreasing, and the housing market (slowly!) coming back to life, that would suggest the overall vacancy rate should start increasing. Is this in fact occurring?
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Hi PF, Long time lurker here, in need of This occurred roughly 3 weeks My wife’s car was rear-ended and she wasn’t at She was sitting in traffic and the other driver smashed into the passenger side quarter panel and rear bumper at The police report indicates it was the other driver’s fault and pictures of the accident show skid marks from his car, positioning his car in both lanes at the time he hit the rear of my wife’s The insurance of the driver who hit my wife’s car denied taking liability of the I am seeking any advice on limiting the financial impact this has on our lives as well as how to obtain what we have lost and anything that could pay us for the shear amount of stress this has caused Lucky she was not seriously injured and we have an emergency fund which will cover our collision We opened a claim with our insurance so we could get the vehicle repaired while waiting for the offending company to take Unfortunately the decided to believe their client’s lie of a We are located in North Carolina which to my understanding is an at-fault state and two insurance companies must agree to who’s fault it My company agrees with me that it was the other driver’s Right now this has impacted us by: * Medical costs HDHP, HSA funded for my wife’s immediate visit to the doctor for pain medication and Physical therapy – Should be reimbursed by my current claim from my insurance * Collision Deductible $1000 * Diminished value of the vehicle Hire an adjuster/lawyer if "at-fault" insurance company will not settle – vehicle was a new 2015 vehicle * Lost wages $1000, wife could not go to work and lost wages for several days * Pain and suffering Not sure how to value this but the stress of this event and the subsequent insurance company not taking fault has been extremely stressful * Bad faith of the insurance company Not sure if we can sue for this, but it’s pretty bluntly obvious who’s fault this accident is, could we sue the insurance company for not doing the right thing too? In short, do any PFer’s have advice on how to re-coup the above values? Is there anything else I should be thinking about? We believe we are at the point of requiring a lawyer but figured I’d ask here for any other What would a laywer cost? Can I add the cost of the lawyer to the above since they are costing my wife and I’s time and money now? Can I take the driver to small claims court for anything else? Any other’s who went through something similar and can elaborate on the most PF way to handle this would be very Happy holidays all and I hope you this doesn’t happen to
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